What are you going to do about the ACA? (2024)

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Boston Lad

USA

Originally posted by Phranny
I'm on medicare. I've always had fabulous health insurance. That said, I am overjoyed that everyone in the U.S. will now have health insurance. Those that oppose Obama Care are just mean.

Let's hope it works out beneficially for all segments of our country (and that all of the concerns expressed were unfounded).

Boston Lad

USA

Originally posted by JS357
I am curious about US residents here. Are you:

1. On medicare?
2. Covered by a company group plan?
3. Have an individual policy with an Aetna, Blue Cross, Kaiser type of company?
4. Self-insured meaning not insured, and will continue that way?

other?

What about most people you personally know?

Me, I'm #1. My wife is president of a small corporation and it has a Kaiser group plan. So she's #2.

1. (with possible loss of prescription coverage).

The Catbird's Seat

Originally posted by Phranny
I'm on medicare. I've always had fabulous health insurance. That said, I am overjoyed that everyone in the U.S. will now have health insurance. Those that oppose Obama Care are just mean.

I'm #1, and I oppose the ACA, and I'm not mean. I personally lived through quite a few years of no insurance, and don't wish it on anyone. However, I don't believe the promises of coverage for everyone.

From what I can glean from professionals who have read the law, there will be persons left out under the ACA. Some will be persons who are insured, but not covered. Others will opt out of coverage due to costs, and pay fines. Others will have full time employment changed to part time, and lose employer coverage.

The total numbers may actually remain fairly close to the numbers of uninsured previously, but the real rub is going to be how well insured are those still covered?

My intention has been to get supplemental Medicare insurance through one of the big carriers, probably Blue Cross, however costs are rising so fast that I may not be able to afford to add it.

Originally posted by JS357
I am curious about US residents here. Are you:

1. On medicare?
2. Covered by a company group plan?
3. Have an individual policy with an Aetna, Blue Cross, Kaiser type of company?
4. Self-insured meaning not insured, and will continue that way?

other?

What about most people you personally know?

Me, I'm #1. My wife is president of a small corporation and it has a Kaiser group plan. So she's #2.

Cool, thanks, anyone else?

Boston Lad

USA

Originally posted by JS357
Cool, thanks, anyone else?

Have you heard of the recent list of "100 Unintended Consequences"? Unable to recall the name of its author.

Originally posted by Grampy Bobby
Have you heard of the recent list of "100 Unintended Consequences"? Unable to recall the name of its author.

I would like this thread to be where people say what they are personally doing about the ACA. You have done that. Others who have not, are invited to. Let's discuss the merits elsewhere, please.

Originally posted by JS357
I am curious about US residents here. Are you:

1. On medicare?
2. Covered by a company group plan?
3. Have an individual policy with an Aetna, Blue Cross, Kaiser type of company?
4. Self-insured meaning not insured, and will continue that way?

other?

What about most people you personally know?

Me, I'm #1. My wife is president of a small corporation and it has a Kaiser group plan. So she's #2.

The title of the thread was a bit misleading. I thought you wanted to know what America was going to do about ACA. My answer is that we elected a Republican House and response and the House is attempting to carry out America's will.

My family would fit option 2. We fit under option 2 before ACA, so I don't see how it has done anything for my family.

Hmmm . . .

Originally posted by JS357
I am curious about US residents here. Are you:

1. On medicare?
2. Covered by a company group plan?
3. Have an individual policy with an Aetna, Blue Cross, Kaiser type of company?
4. Self-insured meaning not insured, and will continue that way?

other?

What about most people you personally know?

Me, I'm #1. My wife is president of a small corporation and it has a Kaiser group plan. So she's #2.

#3., with BCBS. My premium is quite affordable, and, at first blush, I don’t think that ACA coverage will be any cheaper (though the premium I estimated using the Kaiser Foundation’s estimator would be somewhat lower than my previous coverage, in another state). I will wait until things shake out a bit, and then check out benefit particulars more closely.

Civis Americanus Sum

New York

Originally posted by JS357
I am curious about US residents here. Are you:

1. On medicare?
2. Covered by a company group plan?
3. Have an individual policy with an Aetna, Blue Cross, Kaiser type of company?
4. Self-insured meaning not insured, and will continue that way?

other?

What about most people you personally know?

Me, I'm #1. My wife is president of a small corporation and it has a Kaiser group plan. So she's #2.

I have a plan through my employer. I pay half the premium and the company pays the other half. Paying the premiums is annoying, but at least its with pre-tax dollars. My coverage is quite good, although hospital bills always find a way to become a pain in the neck.

I am not opposed to an ACA-like idea in principle, but I think the current plan is overly complex, overly restrictive and will be ineffective. I expect premiums for the middle class to keep rising under Obamacare and I am nervous about its effects on the economy. I don't mind paying some extra in tax $$ to care for the poor, but the ACA is not an efficient way to do it.

Personally, I've always been in favor of a public insurance option (or even an NHS) with a sliding scale of premiums based on income and a deregulation of other insurance. The ACA does the opposite of that in almost every way. It increases regulation and increases bureaucracy.

I hope I'm wrong about the ACA, but I'm not optimistic about it.

Originally posted by KilgoreTrout15
I got the Veteran's Administration and IT IS AWESOME no Obamacare for me and no private medical insurance needed.

"The Veterans Health Administration is America’s largest integrated health care system with over 1,700 sites of care, serving 8.76 million Veterans each year."

http://www.va.gov/health/

Thank you for your service.

Originally posted by KilgoreTrout15
I got the Veteran's Administration and IT IS AWESOME no Obamacare for me and no private medical insurance needed.

Me too. I had private insurance at my last job, and went thru a heart attack and diabetes diagnosis. My privately provided care was excellent. Got laid off,went onto the VA's role, went thru Open heart surgery et al and the care provision was every bit as good.
Single provider is the way to go. The VA's system is the model.