Aetna Medicare Freedom Preferred Plan (PPO) H2293-014-000 2024 Plan Details and Costs (2024)

Aetna Medicare Freedom Preferred Plan (PPO) is a PPO Medicare Advantage (Medicare Part C) plan offered by Aetna Inc.

Plan ID: H2293-014-000

$0.00 Monthly Premium

Texas Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.

Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.

Learn more about Texas Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.

Basic Costs and Coverage

Coverage Details
Monthly plan premium$0.00
Vision coverage
Dental coverage
Hearing coverage
Prescription drugs
Medical deductible$150.00
Out-of-pocket maximum$6,350.00
Initial drug coverage limit$0.00
Catastrophic drug coverage limit$8,000.00
Primary care doctor visit$0 in-network | 50% out-of-network
Specialty doctor visit$35 in-network | 50% out-of-network
Inpatient hospital care$315 per day, days 1-7; $0 per day, days 8-90 in-network | 50% per stay out-of-network
Urgent care
Urgent Care:
Copayment for Urgent Care $60.00

Worldwide Coverage:
Copayment for Worldwide Urgent Coverage $120.00

Emergency room visit$120 If you are admitted to the hospital within 0 hours your cost share may be waived, for more information see the Evidence of Coverage
Ambulance transportation$280 in-network | $280 out-of-network

Health Care Services and Medical Supplies

Aetna Medicare Freedom Preferred Plan (PPO) covers a range of additional benefits. Learn more about Aetna Medicare Freedom Preferred Plan (PPO) benefits, some of which may not be covered by Original Medicare (Part A and Part B).

Coverage Details
Chiropractic servicesIn-Network:

Chiropractic Services:
Copayment for Medicare-covered Chiropractic Services $15.00
Prior Authorization Required for Chiropractic Services

Diabetes supplies, training, nutrition therapy and monitoring0% - 20% Higher cost-share applies to non-OneTouch/LifeScan diabetic supplies.
Durable medical equipment (DME)20% in-network | 45% out-of-network
Diagnostic tests, lab and radiology services, and X-raysLab Services: Lab Services: $0 in-network| 50% out-of-network, for more information see Evidence of Coverage
Diagnostic Procedures: Diagnostic Procedures/Tests: $50 in-network| 50% out-of-network, for more information see Evidence of Coverage
Imaging: Xray: $50 in-network | CT Scans: $325 in-network | Diagnostic Radiology other than CT Scans: $325 in-network | Diagnostic Radiology Mammogram: $0 in-network | 50% out-of-network, for more information see Evidence of Coverage
Home health care$0 in-network | 50% out-of-network
Mental health inpatient careIn-Network:

Psychiatric Hospital Services:
$275.00 per day for days 1 to 7
$0.00 per day for days 8 to 90
Prior Authorization Required for Psychiatric Hospital Services

Mental health outpatient careMental Health - Group Sessions: $35 in-network| Mental Health - Individual Sessions: $35 in-network| 50% out-of-network, for more information see Evidence of Coverage |Psychiatric Services - Group Sessions: $35 in-network| Psychiatric Services - Individual Sessions: $35 in-network| 50% out-of-network, for more information see Evidence of Coverage
Outpatient services/surgeryAmbulatory Surgical Center: $0 in network for preventive and diagnostic colonoscopy | $275 All other in network ASC services | 50% out-of-network, for more information see Evidence of Coverage
Outpatient substance abuse care
Out-of-Network:

Outpatient Substance Abuse Services:
Coinsurance for Medicare Covered Individual or Group Sessions 50%

Over-the-counter itemsIn Network: |Over-the-counter (OTC) items:|$90 quarterly amount (allowance) to purchase approved OTC health and wellness products like first aid supplies, cold and allergy medicine, pain relievers and more. Approved items can be purchased online, in store, or by phone. |Be sure to use the full benefit amount quarterly, because any unused amount will not rollover.|Nicotine Replacement Therapy(NRT) offered as a Part C OTC benefit, for more information see Evidence of Coverage
Podiatry services
Out-of-Network:

Podiatry Services:
Coinsurance for Medicare Covered Podiatry Services 50%

Skilled Nursing Facility (SNF) care$0 per day, days 1-20; $190 per day, days 21-100 in-network| 40% per stay out-of-network, for more information see Evidence of Coverage

Dental Benefits

The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

Coverage Details
Dental careIn Network Dental Coverage |Preventive dental services:|Oral exams: $0 copay (four visits every year) |Cleanings: $0 copay (two visits every year) |Bitewing x-rays: $0 copay (one visit every year) |Comprehensive dental services:|Non-routine services: 20%-50% coinsurance (see Evidence of Coverage) |Diagnostic services: $0 copay (see Evidence of Coverage) |Restorative services: 20%-50% coinsurance (see Evidence of Coverage) |Endodontics: 20% coinsurance (see Evidence of Coverage) |Periodontics: 20%-50% coinsurance (see Evidence of Coverage) |Extractions: 20%-50% coinsurance (see Evidence of Coverage) |Prosthodontics and maxillofacial services: 50% coinsurance (see Evidence of Coverage) |Out of Network Dental Coverage|Preventive Dental services:|30% coinsurance |Comprehensive Dental services:|30%-70% coinsurance (see Evidence of Coverage) |$2,500 maximum benefit for comprehensive dental services - see Evidence of Coverage.

Vision Benefits

The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

Coverage Details
Vision benefitsIn-Network:|Eye Exams:|Copayment for Medicare Covered Benefits $0|Copayment for Routine Eye Exams $0 |(Maximum one exam every year)|Eyewear:|Copayment for Medicare Covered Benefits $0|Copayment for Contacts $0|Copayment for Eyeglasses $0|Copayment for Eyeglass Frames $0|Copayment for Eyeglass Lenses $0|Copayment for Upgrades $0|Out-of-Network:|Eye Exams:|Coinsurance for Medicare-Covered Benefits 50%|Coinsurance for Routine Eye Exams 50%|Eyewear:|Coinsurance for Medicare-Covered Benefits 50%|Copayment for Non-Medicare covered Benefits $0|Maximum Plan Allowance for all Non-Medicare covered Eyewear $275 every year. See the Evidence of Coverage

Hearing Benefits

The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

Coverage Details
Hearing benefitsIn-Network:|Hearing Exams:|Copayment for Medicare Covered Benefits $35|Copayment for Routine hearing Exams $0|(Maximum one exam every year)|Copayment for Fitting/Evaluation for Hearing Aid $0|(Maximum one hearing aid fitting/evaluation every year)|Hearing Aids:|Copayment for Hearing Aids $0|(Maximum two hearing aids every year) |Out-of-Network:|Coinsurance for Medicare Covered Hearing Exams 50%|Coinsurance for Non-Medicare Covered Hearing Exams 50% |Member must purchase hearing aids through NationsHearing|$1,000 per ear every year, for more information see the Evidence of Coverage

Preventive Services and Health/Wellness Education Programs

The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

Coverage Details
Preventive services and health/wellness education programs$0 copay for all preventive services covered under Original Medicare at zero cost sharing

Prescription Drug Costs and Coverage

The Aetna Medicare Freedom Preferred Plan (PPO) offers prescription drug coverage, with an annual drug deductible of $150.00 (excludes Tiers 1 and 2)

Coverage

Cost

Coverage & Cost

Annual drug deductible$150.00 (excludes Tiers 1 and 2)
Tier 1
  • Preferred retail $0.00
  • Standard retail $5.00
  • Preferred mail order $0.00
  • Standard mail order $5.00
  • Tier 2
  • Preferred retail $0.00
  • Standard retail $10.00
  • Preferred mail order $0.00
  • Standard mail order $10.00
  • Annual drug deductible$150.00 (excludes Tiers 1 and 2)
    Tier 1
  • Preferred retail $0.00
  • Standard retail $10.00
  • Preferred mail order $0.00
  • Standard mail order $10.00
  • Tier 2
  • Preferred retail $0.00
  • Standard retail $20.00
  • Preferred mail order $0.00
  • Standard mail order $20.00
  • Annual drug deductible$150.00 (excludes Tiers 1 and 2)
    Tier 1
  • Preferred retail $0.00
  • Standard retail $15.00
  • Preferred mail order $0.00
  • Standard mail order $15.00
  • Tier 2
  • Preferred retail $0.00
  • Standard retail $30.00
  • Preferred mail order $0.00
  • Standard mail order $30.00
  • When reviewing Texas Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.

    You may be able to find plans in your part of Texas that offer similar benefits at similar or lower prices than the plan above. Call 1-877-890-1409 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.

    Plan Documents

    Links to plan documents
    • Summary of benefits
    • Evidence of coverage
    • Star ratings

    Texas Counties Served

    Anderson Bell Bosque Bowie Cass Cherokee Cooke Ellis Fannin Gregg Harrison Henderson Hill Hood Johnson Limestone Marion Mclennan Montague Nacogdoches Navarro Rains Rockwall Rusk Smith Somervell Upshur Van Zandt Wood

    Enrolling in H2293-014-000 Medicare Advantage Plans in Texas

    Medicare beneficiaries from Texas may have access to Medicare Advantage plans from Aetna and other insurance companies.

    Get help comparing your local plan options by calling to speak with a licensed insurance agent who can help you find out if your doctor and prescription drugs are covered by a Medicare Advantage plan in your area.

    We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

    Back to plans in Texas

    Aetna Medicare Freedom Preferred Plan (PPO) H2293-014-000 2024 Plan Details and Costs (2024)

    FAQs

    Is Aetna Medicare PPO the same as Medicare? ›

    The Aetna Medicare Advantage PPO ESA Plan offers comprehensive coverage, all in one plan. Everything from routine physicals to preventive care beyond Original Medicare and hospitalization is covered, with the flexibility to visit a doctor or hospital of your choice.

    Do you have to re enroll in Aetna Medicare every year? ›

    Tip: If you're happy with your current coverage, you're not required to make a change. In most cases, your current Medicare plan will automatically renew on January 1.

    What is Aetna Medicare supplement called? ›

    Medicare Supplement Insurance (Medigap) plans offer special coverage for some health care costs that are not covered by Original Medicare (Parts A and B). They can help limit your yearly out-of-pocket costs.

    Why do people say not to get a Medicare Advantage plan? ›

    Restrictive networks

    In some cases, you'll have a higher share of costs when you see an out-of-network doctor. In other cases, you're not covered at all if you go out of network. This is particularly important if you travel a lot because Medicare Advantage plans generally don't provide out-of-state coverage.

    Why are people leaving Medicare Advantage plans? ›

    Most individuals that dislike a Medicare Advantage plan usually have had a bad experience with in-network providers, plan authorizations for medical care, or having to wait a long time to have an appointment scheduled. Some of these concerns can be attributed to the healthcare provider.

    What kind of food can I buy with my Aetna debit card? ›

    Groceries! With your Extra Benefits Card, you can purchase approved healthy foods that help you feel your best. That includes fruits and veggies, meat and seafood, healthy grains like bread and pasta, pantry staples like flour and spices and more. Not sure if an item is approved for purchase?

    Can I use my Aetna OTC at Walmart? ›

    You can use the Aetna Extra Benefits card to buy groceries, household, and OTC items at eligible retail stores, like Kroger and Walmart. For transportation, utilities, and rent assistance, you can pay for the service directly with the card.

    What is the Aetna reward program for 2024? ›

    As an Aetna Medicare Advantage for Rural Carrier Benefit Plan member, you can stay healthy and earn up to $400 in gift cards by completing eligible health activities no later than December 31, 2024.

    What is the 7 month rule for Medicare? ›

    Join, switch, or drop a Medicare Advantage Plan (with or without drug coverage) or a Medicare drug plan during the 7-month period that includes the 3 months before you turn 65, the month you turn 65, and 3 months after you turn 65.

    Can I drop my employer health insurance and go on Medicare Part B? ›

    Once you stop working (or lose your health insurance, if that happens first) you have an 8-month Special Enrollment Period (SEP) when you can sign up for Medicare (or add Part B to existing Part A coverage).

    Can I drop my Medicare Advantage plan and go back to original Medicare? ›

    You can drop your Medicare Advantage Plan and return to Original Medicare. You'll also be able to join a separate Medicare drug plan. During the Medicare Advantage Open Enrollment Period, if you have Original Medicare you can't: Switch to a Medicare Advantage Plan.

    Is there a Medicare supplement that covers everything? ›

    With Medicare Supplement Plan F, you get the most complete coverage available. And because Plan F also covers costs in excess of Medicare-approved amounts, you may have no out-of-pocket costs for hospital and doctor's office care.

    What is the most popular supplement plan for Medicare? ›

    By and large, Plan F is the most popular Medicare Supplement plan due to its coverage of more out-of-pocket Medicare costs than any other Medigap plan type.

    Do I need supplemental insurance if I have Medicare? ›

    Supplemental insurance is advisable for those with Medicare to help cover out-of-pocket costs and gaps in coverage, offering financial protection for deductibles, coinsurance, and other medical expenses not fully covered by Medicare.

    Is Medicare PPO the same as Medicare? ›

    What's a PPO? A type of Medicare-approved health plan from a private company that you can choose to cover most of your Part A and Part B benefits instead of Original Medicare. It usually also includes drug coverage (Part D). offered by a private insurance company.

    What does aetna PPO mean? ›

    A Preferred Provider Organization (PPO) has higher premiums than an HMO or POS. But this plan lets you see specialists and out-of-network doctors without a referral. Copays and coinsurance for in-network doctors are low.

    Is Aetna Medicare the same as traditional Medicare? ›

    Part C plans, also known as Medicare Advantage plans, are run by private insurance companies, like Aetna® Medicare. Medicare Advantage plans are a lot like Original Medicare. But they can include valuable extra benefits that Original Medicare doesn't.

    What type of Medicare insurance is Aetna? ›

    Aetna Medicare is a HMO, PPO plan with a Medicare contract. Our D-SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal. SilverScript is a Prescription Drug Plan with a Medicare contract marketed through Aetna Medicare.

    References

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